PRIVACY POLICY

Our Information Practices
Our policies and procedures protect the privacy of current and former customers.

Types of Information We Collect
In the normal course of business we collect:

• Information requested on applications and other forms (including name, address, income
• and household information);
• Data about your transactions (such as the products you purchase and your account status);
• Information from outside sources such as public records;
• Information gathered from our Web sites, such as through online forms, site visit data and information collection devices (“cookies”);
• Information collected from consumer credit reporting agencies; and
• Health information collected with your permission when you apply for products like life insurance or long-term care insurance.

Safeguarding Your Information
BWAG maintains physical, electronic and procedural safeguards that meet state and federal regulations. Access to customer information is limited to people who need the information to perform their job responsibilities.

How We Use Your Information
BWAG may share the information we collect about you as allowed by law, including for normal business administration and related business services. The information may be shared:

• Within the BWAG Staff; and
• With non-affiliates, such as banks or service providers that help us process transactions or service your accounts. Our service providers may include billing, printing and mail service companies. If you are an investment advisory services customer, we may share your information with third parties who help us service your investment and financial planning needs.

We may disclose the information we collect about you when required or permitted by law, such as to:

• Respond to a subpoena;
• Prevent fraud or other crimes;
• Comply with legal requirements; or
• Respond to a government inquiry.

IMPORTANT PRIVACY CHOICES
BWAG respects your privacy choices. You have the option to tell us not to share your information as follows:

If you do not want us to share your information in one of the ways described above, just call (512) 533-9110 and let us know. Please note that you cannot opt out to have your information shared when required by law.

The choice you make will apply to all Services you may receive from BWAG. If one joint owner tells us not to share information, that choice will also apply to the other owner(s). If you have already told us of your choices, there’s no need to call again.
We will follow the privacy law in your state if that law has different requirements than the policy described in this notice.

Keeping Up To Date With Our Privacy Policy
This notice is in effect as of July 11, 2016. You will receive our privacy policy at least once a year, as long as you are a client. You can receive additional copies of our privacy policy by writing to:

Blue Waters Advisory Group
1301 S Capital of Texas Hwy, Suite B-125
Austin TX 78746

You can also call us at (512) 533-9110.

Important Information About Procedures for Opening a New Account

Federal law requires all financial institutions to obtain, verify, and record information that identifies
each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

1301 S CAPITAL OF TEXAS HIGHWAY, SUITE B-125, AUSTIN, TX 78746  PHONE 512•533•9110 FAX 512•533•9111